Student Loan Consolidation
There are a few ways to consolidate student loans. 1) If the loans are federal, then you can call your servicer to ask about consolidation or use a professional service to help you get a free quote and consolidate your loans. 2) If your loans are private then you need to get another private loan to
consolidate them. 3) If your already in garnishment then you need to call your current servicer and work out a plan.
For Federal Student loans go to www.lowercollegeloans.com . You can create an account and follow the instructions and get a free monthly estimate of how much you can save monthly. Only pay if you wish to use service also has live support once logged in.
For Private student loans I like SOFi, they offer good rates and good service
VARIABLE RATE Rates start from 2.15% APR to 5.95% APR (with AutoPay)
FIXED RATE Rates available from 3.50% APR to 7.74% APR (with AutoPay)